Buying a home can be stressful, but working with a great real estate agent can make the process a lot easier. To help with this, New American Funding partners with RE Home Connect, a service that connects homebuyers with top real estate agents. (New American Funding),
Navigating the homebuying process can be challenging — especially for new buyers. New American Funding is committed to supporting its customers every step of the way, from mortgage pre-approval to closing. To help with this, New American Funding (NAF) partners with RE Home Connect, a service that connects homebuyers with the best real estate agents in their area.
If you secure a loan with New American Funding, you’ll have access to the full network of RE Home Connect agents, who will help coordinate all aspects of the home buying process to ensure a hassle-free experience.
How Real Estate Agents Help In The Homebuying Process
Real estate agents help buyers throughout the entire home buying process, from search to purchase. They are especially helpful for first-time buyers. However, regardless of whether this is your first time buying a home, embarking on the home buyer’s journey without a real estate agent can be a risky endeavor.
Some specific tasks real estate agents assist with include:
- Navigating mortgage pre-approval.
- Counseling on home location, neighborhood, nearby schools and more.
- Negotiating/communicating with sellers and their agents.
- Attending/negotiating home inspections.
- Finalizing loose ends with closing.
- Monitoring loan commitment.
- Answering any questions you might have along the way.
Traits Of A Top Real Estate Agent
If you’re looking for a real estate agent, consider these important traits before hiring one:
- Self-motivated: A good real estate agent will be passionate about their work and motivated to help their clients. Seek an agent who will take charge and lead the process for you.
- Honest: Honesty and integrity are signs your real estate agent has your best intentions in mind. Work with an agent who understands and respects your wishes and will be honest with you about any challenges along the way. To ensure your agent has high ethical standards, find one who is a member of the National Association of REALTORS®.
- Detail-oriented: Attention to detail is crucial when it comes to real estate. As a buyer, you likely have non-negotiables when it comes to your dream home. Your real estate agent should keep your needs in mind while also considering your budget.
- Personable: Real estate agents must be willing to network and connect with other professionals in the industry, as well as sellers. A more personable real estate agent will likely be able to offer you more leads, all while providing you with a great customer experience.
- Attentive: Because of the number of leads they’ll need to manage, real estate agents must be organized and attentive to ensure no opportunity falls through the cracks.
How RE Home Connect Works
RE Home Connect matches you with a highly-qualified local real estate agent who can help you every step of the way. With over 150 branches nationwide, NAF Connect combines personal expertise and custom platforms/programs to find high-quality leads and accelerate the closing process for clients.
NAF Connect, a technology platform for real estate agents, offers real-time insights into New American Funding’s loan stages. When using NAF Connect, your real estate agent can:
- Receive real-time updates on loan status.
- Customize alerts so they don’t miss important updates.
- View loan status on-demand.
- Download and edit pre-approval letters.
- Make referrals.
- Help you match with a loan officer who understands your needs.
- Understand when a loan will be funded.
Home buyers working with RE Home Connect agents will experience many benefits. For instance, you’ll have access to high-level agents in your area who provide consistent communication with your lender, respond urgently to possible offers, negotiate purchasing agreements to find you the best deals, address any challenges or concerns you may have, and customize their home search to fit your needs.
RE Home Connect agents understand buyers’ needs and have the proper experience and expertise to help clients make a successful purchase. They understand the housing market, have your best interest in mind, and will help you maximize your purchasing power.
Buying Your Home Through New American Funding
New American Funding partners with RE Home Connect to connect customers to agents in their area. To reap these benefits, you’ll need to finance your loan with New American Funding. Here’s how to do it:
- Prep your finances. Before purchasing a home, prep your credit to understand your score and how you might improve it (if necessary). Typically, a good credit score is above 670, with exceptional scores in the 800s. From there, plan for a down payment you’re comfortable with so you can create a realistic budget for your home.
- Get pre-approved for a mortgage. Getting pre-approved for a mortgage will make you more attractive to lenders. Lenders will review your credit, income, assets, and debt before approving you for a mortgage. The best way to get pre-approved is to apply for mortgage pre-approval at New American Funding or contact a loan officer who can help you navigate the process.
- Connect with a real estate agent. Working with a real estate agent will help you navigate the home-buying process and give you access to more homes. Interview more than one (experts recommend at least three) and ask for references before deciding who to work with. New American Funding makes this step easy by partnering with RE Home Connect to match you with the best agents in your area.
- Make an offer. Once your real estate agent has helped you find your dream home, work with them to make an official offer that fits your budget. Your agent can help you negotiate a price while ensuring you’re still competitive with other offers.
- Complete the loan process. If your offer is accepted, you can move on to the loan process. Your New American Funding loan officer, your RE Home Connect real estate agent, and the rest of the team will help you finish the loan process and secure financing so you can officially be a homeowner.
- Get a home inspection. Before moving into your new home, schedule a home inspection and work with your real estate agent to negotiate any home improvements that might be needed.
- Close on the home. After the inspection is complete, sign the proper documents, pay your associated closing costs (typically between 2 percent and 5 percent of the home’s purchase price), and let your real estate agent and lending team take care of the rest.
New American Funding Prioritizes The Customer Experience
New American Funding prioritizes keeping its customers happy and helping them in every step of the home-buying process. In fact, in 2022, New American Funding was recognized as #1 in customer satisfaction among mortgage servicers by the J.D. Power 2022 U.S. Mortgage Servicer Satisfaction Study. The company was able to achieve this prestigious recognition through its dedication to helping every client from every background achieve homeownership.
Interested in securing a loan with New American Funding? Request a quote or contact a loan officer to begin the process of buying a home.
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