From skipping repair bills to earning cash on your phone, these low-effort hacks help you boost your savings and make money with minimal work. (Shutterstock),
You’ve got just enough money in your bank account to last until Friday … but then Monday rolls around, and you’re in the same situation. Again.
Food. Bills. Rent. Gas. They dry up every bit of your take-home pay.
But it doesn’t have to be this hard. With a few smart moves, you could supplement your income — without doing much extra “work,” or even getting a side job!
Here’s what to do:
1. Cancel your car insurance
Driving without car insurance is illegal, but if you do this, you’re not actually breaking the law.
Our new tool can help you see if you’re overpaying for car insurance in just a few clicks. You’d be shocked by the difference. $233 per month is what they wanted to charge me. I thought that was the best price, don’t even look anywhere else. Right? Wrong.
I used this new tool from Insurify and now I’m able to pay just $50 a month for two cars. Too many insurance companies do this. They push up our rates and make us pay even more. But if you want to try this new tool and compare and score same-day savings, here’s what to do:
- Click the link below and enter your zip code, date of birth, and email.
- Answer a few questions about your car’s make and model to get matched with top offers.
- You will get a phone call from an agent and they’ll set it up for you right away.
Compare rates now and score same-day savings today!
I can hardly believe I waited so long to do this, but I’m glad I finally did. It takes two minutes. Super fast. You have to trust me on this. Just try it out.
2. Don’t pay a CENT to contractors for home repairs until you do this
Sounds crazy. And maybe you’re not even sure if this is real. But … you’re probably curious anyway. Choice Home Warranty makes it so you might be able to save $100s in home repairs!
They’ve been around since 2008 (so you know they’re legit) and they offer affordable plans to cover appliances and systems in your home that could break down from routine wear and tear.
Think of it like this: Say your air conditioning unit breaks down during a heatwave. Instead of paying $1,500 for repairs, you may only need to pay a $100 service fee with Choice Home Warranty, and their techs come and fix it ASAP. This could save you $1,400 almost instantly!
Choose a plan here and you can still lock in their ultra-low 2024 rates (for a limited time). Then, whenever a covered system in your home breaks down, all you have to do is make your claim online or give them a call. Their team is available 24 hours a day, 7 days a week.
Choose a plan from Choice Home Warranty here and lock in 2024 rates
P.S. Use the links above and you’ll get $50 off and 1 month free. We don’t know how long this will last, so take advantage of it today before it disappears.
3. Earn up to $243 every time you win this viral game (iPhone users only)
Up to $243?! Sounds great, but maybe you’re not sure if it’s worth the effort … or if it’s even legit.
The truth is that playing games on your phone is a real way to earn money, and you can do it with Solitaire Smash. It’s a viral, solitaire-style iPhone game currently paying up to $243 per win.
To be fair, it’s not something you can get “rich” from. But … it could be worth playing whenever you’re just chilling on the couch or laying in bed. Every bit of extra cash is worth it, right? So stop wasting time with games that don’t pay, and get paid to win games instead!
Download the app here to get started (it’s free). Then play whenever you have free time, and you can earn up to an extra $243 with each win. Cash out using PayPal & Apple Pay any time you want.
4. Born before 1989? Credit card holders could get $40K+ settled for less than they owe
If you owe $30,000+ in debt and were born before 1989, nobody can really stop you from doing this. Definitely not the bank or credit card companies. And right now, it might be the #1 rule we think of to potentially resolve outstanding debt.
Truth is, companies who loan you money generate revenue from your debt. So it makes sense that getting out of debt wouldn’t really benefit them. Right? In other words … they probably won’t be screaming about this rule from the rooftops.
So … what is this rule?
If you owe $30,000+, it’s to check if you qualify for this private debt relief program. It’s called National Debt Relief, and it’s 100% free to check eligibility. And with credit card rates skyrocketing, Americans are taking advantage of it.
With the savings you could get, you could take a vacation, fund a business, pay for home renovations — almost anything. Too many people think debt relief programs are too good to be true, but National Debt Relief is one of the most effective and well-loved programs we’ve found.
They have 4.6/5 on Google, 4.9/5 on ConsumerAffairs, and 4.7/5 on Trustpilot, and have had 600,000+ enrolled clients receive and accept settlements on at least one enrolled debt. In fact, the total amount of enrolled debts that have received a settlement offer is more than $10 billion dollars!
Answer a few questions at the link below to check your eligibility for free. If you’re eligible, claim your spot for this debt relief program immediately.**
$40,000+ in debt and born before 1989: See if you qualify for this debt relief program
5.Pay no interest on balance transfers until nearly 2027
Stop letting high-interest credit card payments eat into your budget. Paying those steep rates every month? It’s like throwing money away! If you’re ready to break free, now might be the perfect time to switch to a card that allows you to pay no interest on balance transfers until nearly 2027.
The FinanceBuzz editors have uncovered an incredible deal: with cards offering exactly that! That could mean over a year of no interest on balance transfers, giving you the chance to pay down your balances faster and keep more money in your pocket.
Even better? These cards come with a $0 annual fee. It’s the ultimate way to take control of your finances and escape the high-interest trap.
**Clients who are able to stay with the program and get all their debt settled realize approximate savings of 46% before fees, or 25% including our fees, over 12 to 48 months. All claims are based on enrolled debts. Not all debts are eligible for enrollment. Not all clients complete our program for various reasons, including their ability to save sufficient funds. Estimates based on prior results, which will vary based on specific circumstances. We do not guarantee that your debts will be lowered by a specific amount or percentage or that you will be debt-free within a specific period of time. We do not assume consumer debt, make monthly payments to creditors or provide tax, bankruptcy, accounting or legal advice or credit repair services. Not available in all states. Please contact a tax professional to discuss tax consequences of settlement. Please consult with a bankruptcy attorney for more information on bankruptcy. Depending on your state, we may be available to recommend a local tax professional and/or bankruptcy attorney. Read and understand all program materials prior to enrollment, including potential adverse impact on credit rating.
Opinions expressed here are the author’s alone, not those of any bank, credit card issuer, airline, or hotel chain, and have not been reviewed, approved or otherwise endorsed by these entities. We strive to provide up-to-date information, but make no warranties regarding the accuracy of our information. Ultimately, you are responsible for your financial decisions. FinanceBuzz does not provide credit cards or any other financial products. FinanceBuzz.com does not make any credit decisions.
