When it comes to banking, there are some alerts you should pay special attention to. With TD Bank, communication around these alerts is clear, making it easy and seamless to stay on top of your finances. (TD Bank),
This post is sponsored and contributed by TD. Member FDIC, TD Bank N.A.
TD Bank strives to be Unexpectedly Human by making your banking experience as easy as possible. TD Alerts are just one of the bank’s many convenient features helping customers bank how and when they want, so you can bank freely and confidently, and live your life without stressing over finances.
TD Bank offers customizable alert types for all your accounts and TD Credit cards, providing relevant information when you need it, delivered how you want it. By setting up TD Alerts, you can track your balance and manage transactions so you know exactly what is going on with your accounts.
Here’s how TD Alerts can improve your banking experience, and five specific ones that can help you navigate financial situations when life happens.
1. Low Balance Alerts For Deposit Accounts
Possibly one of the most important bank alerts to have is a low balance threshold alert. For example, if you never want your account to go below $500, you would set a threshold alert at that number; as soon as your account goes below, you would be notified. This type of alert is helpful to prevent overdraft fees, remind you to transfer money from another account or deposit funds when needed, and track your balance if you have a shared account with another person. Low balance alerts can also help you track your spending habits and see patterns throughout the month.
2. High Balance Alerts For Deposit Accounts
High balance alerts are helpful when you are working toward a financial goal – or goals – and need to track your progress. Setting a high balance threshold alert works the same way as a low balance alert, except it notifies you when you have met that threshold. A high balance threshold alert can tell a customer when it is time to move money from a checking account into an account like savings, retirement, or another investment-type account. This type of alert can also serve as a helpful reminder to put extra money towards a credit card payment or loan which will accelerate your process of paying off debt.
3. Debit Card Purchase Alerts
Easily track your spending and keep your accounts secure by enrolling in TD Alerts for your TD Bank Debit Card. Purchase alerts can be set for:
- Online or phone transaction
- Transaction threshold
- Declined transaction Purchase
- Gas station transaction
- International transaction
- ATM withdrawal
4. Credit Card Alerts
Alerts specifically dedicated to your credit card can be helpful in monitoring your activity. Available alerts include:
- Purchase (Online/Phone/Foreign, etc.)
- Transaction threshold
- Payments (Reminder/Missed Payment, etc.)
- Daily Balance
- Credit Limit Usage
5. Small Business Alerts For Deposit Accounts
Small businesses are at an advantage with TD Bank because they can enroll in balance alerts online or in the TD Bank mobile app. Balances now include overnight transactions (checks, bill payments and ACH transactions). Small business alerts can be received via email or push notification.
The Human Side Of Banking
Banking with TD Bank is an Unexpectedly Human experience. Whether you are banking in-person, online, or in the app, TD Bank conveniently shapes its service around customizable alerts tailored to your needs. TD Bank’s customer service is done with a smile and the feeling that your business as a customer isn’t just about banking — it’s about a community of people working together to make things a little less stressful and a little easier.
TD knows there’s a story behind every transaction. Welcome to the human side of banking.
Learn more about TD Alerts today.
Member FDIC ©2023, TD Bank, N.A. and/or its affiliates. All rights reserved. The TD logo and other trademarks are the property of The Toronto-Dominion Bank or its subsidiaries.
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